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INSURANCE PLANS
We are in-network with most vision / medical plans. The most common insurance plans we file are:
AETNA METLIFE VISION
AVESIS QUAL CHOICE
ALWAYS CARE SUPERIOR VISION/VERSANT HEALTH
BCBS TRICARE
BOON CHAPMAN VISION CARE DIRECT
CHOICE BENEFITS
CIGNA
COVENTRY
DELTA DENTAL/VISION
EYEMED
HEALTH SCOPE
HEALTH ADVANTAGE
HEALTH SPRING
HUMANA
MEDICARE PART B
MEDICO
AT THIS TIME WE ARE NOT PROVIDERS FOR: MEDICAID (ARKIDS / SOONER CARE), SPECTERA, UHC VISION, DAVIS VISION, OPTUM VISION OR ALLWELL/ENVOLVE VISION.
WE DO NOT ACCEPT CARE CREDIT
If you have any questions about your coverage, please contact our office and any one of our staff would be happy to assist you. Please make sure you present us with all insurance cards and information upon check-in on the day of your visit.
All payment is due at time of service. We accept cash, personal checks, debit card, Visa, MasterCard, Discover and American Express.
AETNA METLIFE VISION
AVESIS QUAL CHOICE
ALWAYS CARE SUPERIOR VISION/VERSANT HEALTH
BCBS TRICARE
BOON CHAPMAN VISION CARE DIRECT
CHOICE BENEFITS
CIGNA
COVENTRY
DELTA DENTAL/VISION
EYEMED
HEALTH SCOPE
HEALTH ADVANTAGE
HEALTH SPRING
HUMANA
MEDICARE PART B
MEDICO
AT THIS TIME WE ARE NOT PROVIDERS FOR: MEDICAID (ARKIDS / SOONER CARE), SPECTERA, UHC VISION, DAVIS VISION, OPTUM VISION OR ALLWELL/ENVOLVE VISION.
WE DO NOT ACCEPT CARE CREDIT
If you have any questions about your coverage, please contact our office and any one of our staff would be happy to assist you. Please make sure you present us with all insurance cards and information upon check-in on the day of your visit.
All payment is due at time of service. We accept cash, personal checks, debit card, Visa, MasterCard, Discover and American Express.
VISION INSURANCE VS. MEDICAL INSURANCE
There are two types of health insurance that will help pay for your eye care services and products.
A. Vision Care Plans (VSP, Eyemed, etc)
B. Major Medical Insurance (Blue Cross Blue Shield, Medicare, etc)
Vision care plans only cover routine (yearly) vision exams along with eyeglasses and contact lenses. Vision plans only cover a basic screening for eye disease. They do not cover diagnosis, management or treatment of eye diseases or injuries.
Medical insurance must be used if you have any eye health problem or systemic health problem that has ocular complications. Dr. Cate will determine if these conditions apply to you, but some are determined by your case history.
If you have both types of insurance plans, it may be necessary for us to bill some services to one plan and other services to the other. We will use coordination of benefits to do this properly and to minimize your out-of-pocket expense.
We will bill your insurance plans for services if we are participating provider for that plan. We will try to obtain advanced authorization of your insurance benefits so that we can tell you what is covered. If some fees are not paid by your plan, we will bill you for any unpaid deductibles or non-covered services as allowed by the insurance contract. All co-pays are due at time of service, unless otherwise specified.
All insurance cards / policies must be presented at time of service. If we have provided services to you, and you did not inform us that you had insurance at that time, we cannot refund your payment and retro-file a claim for your services. You may however, turn in your receipts to your insurance company for compensation if they allow you to do so.
A. Vision Care Plans (VSP, Eyemed, etc)
B. Major Medical Insurance (Blue Cross Blue Shield, Medicare, etc)
Vision care plans only cover routine (yearly) vision exams along with eyeglasses and contact lenses. Vision plans only cover a basic screening for eye disease. They do not cover diagnosis, management or treatment of eye diseases or injuries.
Medical insurance must be used if you have any eye health problem or systemic health problem that has ocular complications. Dr. Cate will determine if these conditions apply to you, but some are determined by your case history.
If you have both types of insurance plans, it may be necessary for us to bill some services to one plan and other services to the other. We will use coordination of benefits to do this properly and to minimize your out-of-pocket expense.
We will bill your insurance plans for services if we are participating provider for that plan. We will try to obtain advanced authorization of your insurance benefits so that we can tell you what is covered. If some fees are not paid by your plan, we will bill you for any unpaid deductibles or non-covered services as allowed by the insurance contract. All co-pays are due at time of service, unless otherwise specified.
All insurance cards / policies must be presented at time of service. If we have provided services to you, and you did not inform us that you had insurance at that time, we cannot refund your payment and retro-file a claim for your services. You may however, turn in your receipts to your insurance company for compensation if they allow you to do so.
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